Construction +

Ready cash flow for construction businesses

Get money into your business fast with the industry experts

Bridging the finance gap.

Bridge the funding gap.

100% of your invoice paid

In a world of contracting and sub contracting, construction businesses often wait anything from 30 to 120 days to get paid for work completed. When you still have to pay for materials, equipment hire and wages, that’s a lot of financial pressure.

Yet finding a way to bridge the funding gap can be nearly impossible for construction businesses, with many lenders just giving an industry-wide “No”.

They just don’t get it...but we do! 

Penny Construction+ provides instant, on-demand invoice funding for construction SMEs.

It’s simple - you get 100% of your invoice value paid upfront (less our small admin fee), letting you focus on the next job or opportunity, rather than worrying about when your customers are going to pay you.

CIS and VAT Reverse Charge experts

Don’t waste time with lenders who don’t understand your business and industry.


We’ve got a firm grip on CIS and the new VAT Domestic Reverse Charge, with processes and systems to match, and staff who know what they are talking about.

Your very own finance team

Most of the construction businesses we work with are repeat clients. They use Penny regularly because it’s like having a kick-ass finance team in their corner.


You get instant access to your invoice income while Penny’s experienced team does all the chasing and credit control.


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Tel. 02392 894000


The Port House, Port Solent, Portsmouth, PO6 4TH


Monday - Friday 09:00 - 17:00

Saturday  - Closed

Sunday - Closed