Business groups have responded to Chancellor Rishi Sunak’s Spring Statement speech. Shevaun Haviland, Director General of the British...

There are 3.2 million sole traders in the UK and you can guarantee that cash flow is at the forefront of the mind of every single one....

This article is for freelancers, sole traders, and people with side hustles. The deadline to file your 2020/2021 Self Assessment is...

When it comes to determining the health of your business, nothing indicates success or failure more than cash flow; the net amount of...

Christmas is almost upon us, but for many small businesses it’s hard to drum up any festive cheer when it's more difficult than ever to...

In his second Budget of the year, Chancellor Rishi Sunak leaned heavily on his prospect of a brighter economic outlook. Mr. Sunak...

Navigating different personalities in the workplace isn’t always easy. Whilst diverse teams make for great businesses, this is only ever...

In April 2021 we all had ringside seats to the battle royale of teatime treats – Colin vs Cuthbert. Not often do we see such a...

In recent years, the UK has experienced a boom in both the demand for freelancers and the percentage of its workforce turning to...

Starting a business and keeping it running is a mighty achievement in itself. Without the backing of huge corporate infrastructure it can...

Late payment is a persistent problem for small businesses, and that’s before we even start to take into account the challenges of a...

One question we regularly get asked is if invoice finance fees are tax deductible - in other words if you advance your invoices with...

July 19th marked freedom day for much of the UK, signalling the long-awaited end of the Coronavirus pandemic lockdown restrictions. Up...

As part of running a business you will often need to disclose sensitive confidential information to other people (such as investors,...

Did you know - 69% of recruiters have rejected a candidate because of something they have seen on their social media. When hiring someone...

Do you run a business online, or are you thinking about starting one? It’s easy to become overwhelmed by the legal aspects of running a...

UK late payment debt has risen by a huge £10.4 billion in the last couple of years alone. According to Pay.UK, SMEs spend more than £500...

They say that setting up a business is one of the most difficult but rewarding transitions a person can make. For aspiring entrepreneurs,...

Imagine waiting anxiously for your payslip at the end of each month, not knowing whether or not your wages would be paid on time by your...

Our mission at Penny is to ensure businesses are able to keep operating without the worry or hindrance of poor cash flow caused by forces...