Lynne GowersMar 281 min2022 Spring Statement – reaction from businessesBusiness groups have responded to Chancellor Rishi Sunak’s Spring Statement speech. Shevaun Haviland, Director General of the British...
Lynne GowersFeb 33 minHow to get better cash flow when you're self-employedThere are 3.2 million sole traders in the UK and you can guarantee that cash flow is at the forefront of the mind of every single one....
FinmoJan 186 minFiling your tax return - all you need to knowThis article is for freelancers, sole traders, and people with side hustles. The deadline to file your 2020/2021 Self Assessment is...
Lynne GowersJan 64 minOur 5 point plan for better cash flow in 2022When it comes to determining the health of your business, nothing indicates success or failure more than cash flow; the net amount of...
Lynne GowersDec 7, 20213 minAll I want for Christmas...is to get my invoices paid!Christmas is almost upon us, but for many small businesses it’s hard to drum up any festive cheer when it's more difficult than ever to...
Lynne GowersOct 27, 20212 minAutumn Budget 2021 - a round up!In his second Budget of the year, Chancellor Rishi Sunak leaned heavily on his prospect of a brighter economic outlook. Mr. Sunak...
Lynne GowersOct 4, 20214 minCommon business personality types in your small business - which are you?Navigating different personalities in the workplace isn’t always easy. Whilst diverse teams make for great businesses, this is only ever...
Start.bizSep 28, 20213 minWhat you need to know about trade marks as a UK small business In April 2021 we all had ringside seats to the battle royale of teatime treats – Colin vs Cuthbert. Not often do we see such a...
Lynne GowersSep 23, 20215 minFreelancers share their best kept secretsIn recent years, the UK has experienced a boom in both the demand for freelancers and the percentage of its workforce turning to...
Lynne GowersSep 5, 20213 min5 back-to-basics ways to accelerate SME growth Starting a business and keeping it running is a mighty achievement in itself. Without the backing of huge corporate infrastructure it can...
Lynne GowersAug 22, 20213 minLate payment fees on invoices - to charge, or not to charge?Late payment is a persistent problem for small businesses, and that’s before we even start to take into account the challenges of a...
Lynne GowersAug 17, 20212 minAre invoice finance fees tax deductible?One question we regularly get asked is if invoice finance fees are tax deductible - in other words if you advance your invoices with...
Lynne GowersJul 26, 20214 minThe UK 'pingdemic' and its impact on British businessesJuly 19th marked freedom day for much of the UK, signalling the long-awaited end of the Coronavirus pandemic lockdown restrictions. Up...
Sparqa LegalJul 2, 20214 min5 reasons your business needs to ask for an NDAAs part of running a business you will often need to disclose sensitive confidential information to other people (such as investors,...
Colin GunnellJun 8, 20212 minIs your online profile costing you work?Did you know - 69% of recruiters have rejected a candidate because of something they have seen on their social media. When hiring someone...
Colin GunnellJun 3, 20213 minThe fine print - making sure your website is legally compliantDo you run a business online, or are you thinking about starting one? It’s easy to become overwhelmed by the legal aspects of running a...
Colin GunnellApr 20, 20213 minSME funding: Is selective invoice finance the future?UK late payment debt has risen by a huge £10.4 billion in the last couple of years alone. According to Pay.UK, SMEs spend more than £500...
Colin GunnellApr 15, 20214 min5 things entrepreneurs wish they had known when starting outThey say that setting up a business is one of the most difficult but rewarding transitions a person can make. For aspiring entrepreneurs,...
Colin GunnellMar 24, 20213 minLate payments and business owners' mental healthImagine waiting anxiously for your payslip at the end of each month, not knowing whether or not your wages would be paid on time by your...
Colin GunnellMar 14, 20213 minUK SMEs chasing £61bn in late payments, a 20% increase since this time last yearOur mission at Penny is to ensure businesses are able to keep operating without the worry or hindrance of poor cash flow caused by forces...