Upload a new or outstanding invoice and get 100% of its value paid into your bank account in hours*

No credit checks. No personal guarantees. No hassle.

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Hello 0 day payment terms 

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Our customers rate us: Excellent 

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Upload invoice, download money


No interest fees or monthly subscription, just a pay as you go withdrawal fee starting from just 1%.

When your client settles the invoice we get repaid.

Zero risk, hero speed.

Activate an account in less that 2 minutes and start getting invoices paid in hours.

No credit checks
No personal guarantees
No waiting for your money


The more you use the cheaper it gets.

Over 93% of Penny users have invoices paid in under 3 hours.

Unlock price discounts by using Penny multiple times each month 


Your money, guaranteed.

Penny deals with all the admin for you, if your client doesn't pay on time we'll never ask you for the money back***

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Make Penny withdrawal

Money on demand.

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Paid in hours, not weeks.

Penny Rewards

Use more, get more.

Great support and service provided by the Penny team. Highly recommended to business fellows. 

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Ready, set, grow.

Get paid faster and spend more time on more important things, like growing your business and winning more clients.

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Frequently asked questions 

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