
Upload a new or outstanding invoice and get 100% of its value paid into your bank account in hours*
No credit checks. No personal guarantees. No hassle.


Hello 0 day payment terms

Upload invoice, download money.

No interest fees or monthly subscription, just a pay as you go withdrawal fee starting from just 1%.
When your client settles the invoice we get repaid.
Zero risk, hero speed.
Activate an account in less that 2 minutes and start getting invoices paid in hours.
No credit checks
No personal guarantees
No waiting for your money

The more you use the cheaper it gets.
Over 93% of Penny users have invoices paid in under 3 hours.
Unlock price discounts by using Penny multiple times each month **

Your money, guaranteed.
Penny deals with all the admin for you, if your client doesn't pay on time we'll never ask you for the money back***


Ready, set, grow.
Get paid faster and spend more time on more important things, like growing your business and winning more clients.







Frequently asked questions
